Commercial Auto Insurance

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers and some types of motorized equipment. It provides for bodily injury liability, property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.

Hired/non-owned auto liability

Are you renting cars, or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired) or a non-owned vehicle (employee using their own vehicle on company business). Often, this coverage can be added inexpensively to a business auto policy or, in some cases, a general liability policy.

Use of personal vehicles

Insurance policies for privately owned vehicles may not cover damage to your car or truck when it is used for business, even when it's a business such as selling cosmetics, jewelry, or pizza delivery.